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How to use Square reader to accept credit card payments on iPhone, iPod Touch or iPad. Square reader is free and simple to use. While Square is cool, full article at www.iphone4idiots.com explains why Square’s credit card payment app is doomed for failure.

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Transcript: BY ADNAN S. KHAN Apparently five dollars can do a lot these days. Not only can it get you a sub-sandwich but also alienate an entire customer base for a bank. After some initial experimenting with monthly fees for using a debit card, JPMorgan Chase & Co. and a host of other banks have backed away from the idea. But Los Angeles Times reports — one bank isn’t budging. “BofA Chief Executive Brian T. Moynihan said this week that he’s ‘incensed’ by public criticism of his company and is pushing back by reminding local leaders of its contributions to [...]

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Financial Secretary to the Treasury Mark Hoban says there will be no way to circumvent a ban on excessive credit and debit card charges when it is introduced next year.